Maybe I shouldn’t write about Open Enrollment. In some ways it’s worse than doing taxes, isn’t it?
The system I’ve been trying to work through seems particularly opaque to spouses this year: it appears that only the employee is allowed to view the options. Hello, community property state? This does not seem to me the most productive use of his time; why wouldn’t they want the free labor I could give them?
Remember this guy? I did get to see one page that I believe was talking about continuing the employer’s plan we’ve been on.
We finally wouldn’t be making the deductible the first time we fill a prescription come January.
Twenty. Six. Thousand. And since that’s not enough, and four hundred dollars.
Twenty.
Six.
Thousand.
(Editing the edited comment: finally found that page again. That number was the out-of-pocket maximum for out-of-network. Given that our insurer and Stanford Hospital were out of contract last I heard, we could actually hit that number.)