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Negotiations

It’s a very old med, quite inexpensive, said my cardiologist when he prescribed it last year for my then-new covid-induced (in his opinion) tachycardia.

Good thing.

My insurance gives me three months’ worth at a time and that’s more than fits in the standard bottles, so I get it in two. Also a good thing.

Thought I as I stood there, a brand new one in my hand, staring at the soapy sink now covered in large white dissolving pills: every one of them but the one I thought I was just going to be holding while screwing the lid back on.

Not a good thing. With apologies to all the fish in the Bay those were heading towards.

I had to get this med refilled that had just been refilled because you don’t ever skip out on taking those. Let the paramedics get some sleep, right?

I called CVS. They apologized that out of pocket was going to be $200, and I said simply, I have to have it. I mean, I’ve got the other bottle, but… So they jumped through whatever hoops and I got the automated call that it was ready.

Meantime, given the discrepancy between what they’d said and what the doctor had said, I’d gone looking.

There was a Singlecare coupon you could print out by which CVS would sell it to you for $51. Hey. So I did. Costco, the site said, charged $19 with that coupon. Printed that, too.

But the local CVS had already called the insurance company and the doctor and filled it and done work on my behalf after I was an idiot, and the pharmacists are trying to keep their jobs while corporate is cutting stores all across the country. Ten times the price, though? I wasn’t that loyal.

So I went to see what I was in for for real and was pleasantly surprised when they rang it up at $91.

“Online it says CVS charges $51, does this apply?” as I showed her the printout.

Her face was saying yes. “Can you come back tomorrow?” She seemed willing to save me the money but not to make the guy in line behind me wait for me while they did the paperwork near closing time, and I’m cool with that.

So I guess the moral of the story is, if you have to pay out of pocket, always check online first.

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