Tuesday November 11th 2014, 12:16 am
Filed under: Politics

Maybe I shouldn’t write about Open Enrollment. In some ways it’s worse than doing taxes, isn’t it?

The system I’ve been trying to work through seems particularly opaque to spouses this year: it appears that only the employee is allowed to view the options. Hello, community property state? This does not seem to me the most productive use of his time; why wouldn’t they want the free labor I could give them?

Remember this guy? I did get to see one page that I believe was talking about continuing the employer’s plan we’ve been on.

We finally wouldn’t be making the deductible the first time we fill a prescription come January.

Twenty. Six. Thousand.  And since that’s not enough, and four hundred dollars.




(Editing the edited comment: finally found that page again. That number was the out-of-pocket maximum for out-of-network. Given that our insurer and Stanford Hospital were out of contract last I heard, we could actually hit that number.)

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Grumble. I wish you well and hope for a better system for all of us.

Comment by Channon 11.11.14 @ 6:14 pm

Oh. My. It is stunning the variation in insurance plans across the country. Why anyone thinks the market will make sense of it all, I am not sure. It isn’t a free market if information isn’t free, of that I am sure.

Comment by twinsetellen 11.11.14 @ 8:35 pm

oh yes, the annual gut punch from the insurance company just got the notice that the premium for mine is going up 37% — I am not pleased, but given how much I’ve needed it this year I’m just happy they can’t cancel me!

Comment by Bev 11.14.14 @ 10:26 am

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