Spent a good part of the day going over insurance policies and talking to our agent.

Wait, really?! On our old one, there’s a clause for nuclear energy liability in the… No no, I have solar, not a nuclear plant, thanks, an energy surge here is a day where the fog’s burned off, not the whole city. (Really?! How on earth did that get in there? Who thinks of these things?)

But apparently the guy who was recently in the news after seeing a minivan whose driver had passed out, so he pulled his SUV up alongside and slightly ahead and gradually stopped the runaway before it could crash into a whole bunch of people at the light ahead–he’d be covered under this one policy, even though he deliberately let damage happen to his car. In the pursuit of protecting life and limb of others? This company would repair it for him.

I like that.

So, (reading on through the fine print) if the guy who broke into my house had sued me for the confrontation he had with the cops, apparently only because I had done no business with him would my old policy defend me and cover the costs of the suit. Gotcha. (Weird…)

And then I put it all down for awhile and we went out the door and met up with our niece for ice cream at Smitten. Only the best.  The backstory is hers alone to tell, but, sometimes a simple cone of ice cream together is just the thing.

And then back to the deductible-speak.